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Download free guides to mortgage, loans and home buying

Home Loan (Purchase Mortgage)
Buying a home? Choose from a wide variety of mortgage options, including fixed and adjustable rates and terms up to 40 years. With over 200 lenders competing for your business, LendingTree can help you find the right loan to get you into your dream home. Download Guide Now

Mortgage Refinancing
Looking to reduce your monthly mortgage payments, pay off outstanding debt, or access some of the equity in your home? You may want to consider refinancing your current mortgage. Refinancing - paying off your current mortgage and taking out a new one - also allows you to take advantage of today’s flexible mortgage options or swap an adjustable-rate mortgage (ARM) for a fixed-rate loan. Download Guide Now

Home Equity Loan or Line of Credit
If you are a homeowner, chances are your home is your most valuable possession. With a home equity loan or line of credit, you can use some of that accumulated wealth (known as equity) to take care of your immediate needs, without having to sell your home. Download Guide Now

A home equity loan - sometimes called a second mortgage - enables you to borrow a lump sum and secure it with the equity you have built up in your home. Home equity loans have several benefits over other types of loans, including lower interest rates and payments that are usually tax-deductible (consult a tax advisor for details).

A home equity line of credit (also known as a HELOC) is different from a typical home equity loan because you access the money (up to a specified "credit limit") when you need it, instead of borrowing the lump sum up front. You pay interest only on the amount you have withdrawn at any given time. The interest rate is adjustable, and is usually determined by adding a specified number of percentage points to the prime rate.